If you’re thinking about adding gold coins to your retirement portfolio, it is essential that you understand which are IRA-eligible. The IRS has specific standards regarding fineness and purity requirements for gold used as part of an IRA investment portfolio.
Bullion coins must be manufactured by an accredited refiner, assayer or manufacturer and proof coins must come sealed in original mint packaging with an official certificate of authenticity from their issuer to qualify as eligible investments for an IRA.
American Gold Eagles
American Gold Eagles are one of the world’s most beloved bullion coins, offering investors an easy and affordable way to diversify their portfolios. Backed by the United States Mint for purity and weight standards, these coins make a good option for investors of all sizes.
As long as they meet IRS minimum fineness requirements of 99.5 (24-karat fineness), gold coins may also qualify for inclusion in self-directed precious metals IRAs, providing that their purity does not mix with any other metals.
However, it should be remembered that while coins may have face values and be legal tender, they do not possess intrinsic values of their own and should therefore never be used to pay back debts unless accepted as payment by lenders as part of payment for debts owed to them.
American Gold Eagles feature Augustus Saint-Gaudens’ full-length figure of Liberty with torch and olive branch on their obverse, as well as Augustus Saint-Gaudens’ family of eagles on their reverse, making them an appealing investment opportunity for your portfolio. Available in 1 oz and fractional sizes.
American Buffalo Gold Coins
American Buffalo gold bullion coins have long been one of the most sought-after 24k bullion options, first released for sale in 2006. Made with pure.9999 fine gold, these coins make an excellent investment choice when buying gold for an IRA account.
Initial demand was strong for these coins with face values of $50 USD each and legal tender status in the United States. Demand has since stabilized somewhat.
These coins are produced at West Point, New York by the United States Mint and distributed through authorized bullion dealers and investors.
American Gold Buffalos come in different sizes to suit different budgets. You can purchase proof or uncirculated coins; some even come certified by leading coin certification firms like NGC or PCGS!
Pearl Harbor Gold Coins
One of the most infamous moments in American history, Japan’s attack on Pearl Harbor forced America into World War II with over 2,400 dead, 18 ships sunk and 350 aircraft destroyed during this deadly assault.
As Japan attempted to exert their power through invasion and subsequent disaster, Australia and the US worked together in solidarity against it – this coin honors this important alliance.
This coin marks the 75th anniversary of Pearl Harbor attack. Minted at one of the premier mints worldwide – Perth Mint – it represents one of the first commemorative releases.
Because these coins qualify as IRA-eligible gold coins, they should be purchased accordingly. There are a few points to keep in mind before making a purchase decision.
Perth Mint Gold Bars
Perth Mint Gold Bars are an appealing option for investors seeking IRA-eligible coins, featuring 99.99% pure gold made by Western Australian Government-backed bars.
These IRA eligible gold bars are in high demand due to their low mintage and great quality, making them a valuable addition to any precious metals IRA portfolio and helping diversify your assets.
Gold bars provide investors with an easy-to-store investment option, fitting neatly into an assay card containing its serial number and technical specs – providing a secure way of protecting and liquidating investments.
On the obverse of these IRA eligible gold bars from Perth Mint you will see their iconic Swan logo along with weight and purity information. While on the reverse there are diagonally repeating kangaroos which have been mirror mirrored for an eye-catching effect.